13 Aug 2010

Lending to Households in Europe (1995-2009)

ECRI Statistical Package 2010

Marc Rothemund


The ECRI Statistical Package on Lending to Households in Europe is a collection of data on lending to households, including consumer credit, housing and other loans, in Europe, covering 38 countries: the 27 EU member states, three EU candidate countries (Croatia, Turkey and the Former Yugoslav Republic of Macedonia), the EFTA countries (Iceland, Liechtenstein, Norway and Switzerland) as well as four additional key global economies (the United States, Australia, Canada and Japan). Its purpose is to provide reliable statistical information allowing users to make meaningful comparisons between these countries. Accordingly, definitions of concepts and aggregates from national authorities are provided. The package contains nominal and real data on major time series such as outstanding consumer credit, loans for house purchase, loans to non-financial corporations and annual final consumption expenditures of households. Data are presented in euro and in national currency. In addition, ratios of household indebtedness are calculated and illustrated by graphs. It also includes breakdowns of the various credit statistics by maturity and currency. For some countries, tables presenting the composition of consumer credit stocks by lender and by instrument are also available.

The ECRI Statistical Package 2010 is also available for this same time period (1995-2010) with a more narrow scope, focusing on Consumer Credit in Europe, at a price of €440 (in Excel file). For more info on ECRI and a more detailed description of the ECRI Statistical Package series see the ECRI website: http://www.ecri.eu