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Banking fragility rooted in justice failures Evidence from Ukraine
Policy Contribution

European Deposit Insurance: Financing the transition

by Daniel Gros / Dirk Schoenmaker
06 September 2012

European Deposit Insurance: Financing the transition

Daniel Gros / Dirk Schoenmaker

Arguing that the planned move to put the ECB in charge of banking supervision would be incomplete without a European Deposit Insurance and Resolution Authority (EDIRA), Daniel Gros and Dirk Schoenmaker spell out in a new CEPS Commentary some underlying principles to guide a gradual transition under which only future risks would be shared while past losses would remain at the national level. They show that ultimately such a new institution would serve as a genuine source of confidence in the European banking system.

Daniel Gros is Director of CEPS. Dirk Schoenmaker is Professor at the Duisenberg School of Finance in Amsterdam.


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European Deposit Insurance: Financing the transition
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