The ECRI Statistical Package provides a comprehensive overview of the trends and composition of the lending to non-financial corporations and households. It covers 45 countries including the EU Member States, UK, EU candidates and EFTA countries as well as the US, Canada, Japan, Australia, Russia, Mexico and Saudi Arabia.
It provides nominal and real data on major time series such as outstanding consumer credit, loans for house purchase, other loans to households, loans to non-financial corporations and national accounts. It also provides the breakdowns of the various credit statistics by maturity and currency.
The scope of the Statistical package has been expanded in two ways in 2025. First, it now includes data on the value of new credits taken by consumers and NFC. Second, it also includes historical data on interest rates applicable to new loans and outstanding amounts.
Key findings:
- In 2024, loans to EU households and non-financial corporations (NFCs) rose slightly, increasing by 0.67 % compared to 2023.
- Household loans in the EU grew by 0.48 % and NFC loans increased by 0.74 % in 2024.
- Total household loans grew the most in Bulgaria (+22 %), Croatia (+9.4 %), Lithuania (+9.7 %), Hungary (9.4 %), Malta and Romania (+9.2 %). The only drops were registered in Greece (-5.8 %), France -1.9 %), Austria and Cyprus (-1 %).
- NFC loans grew most in Lithuania (+13.3 %), Estonia (+10.7 %), Bulgaria (+10.1 %), Greece (10 %) and Romania (+7.2 %). The highest reductions were registered in Luxembourg (-13.1 %), Ireland (-4.1 %) and Italy (-3.1 %).
It can be purchased in the following forms:
- A comprehensive package focusing on Lending to Households and Non-Financial Corporations in Europe, comprising Consumer Credit in Europe. It includes both data and visualisation graphics and tables. Price: 750 €
- A targeted package on Consumer Credit in Europe. It includes both data and visualization graphics and tables. Price: 550 €
To purchase the package, please contact Alice Orlandini at [email protected].
The ECRI Statistical Package is complementary for ECRI members.
