The ECRI Statistical Package 2022 provides data on outstanding credit granted by monetary-financial institutions (MFIs) to households and non-financial corporations (NFCs) for the period from 1995 to 2021 comprising 45 countries:
Key findings:
- In 2021, loans to EU households and non-financial corporations (NFCs) increased by 3.6 %.
- Household loans in the EU increased by 4.3 % and NFC loans increased by 2.7 % in 2021.
- Total household loans grew most in Bulgaria (+15.4 %), Hungary (+15.0 %), Lithuania (+11.0 %), Latvia (+10.2 %), Czechia (+9.9 %), Romania (+9.7 %), and Malta (+9.6 %). In turn, contractions were registered in Greece (-34.2 %), Cyprus (-8.7 %) and Ireland (-1.2 %).
- NFC loans grew most in Romania (+19.8 %), Lithuania (+16.9 %), Hungary (+11.0 %), and Estonia (+9.3 %). In turn, reductions were registered in Greece (-12.7 %), Ireland (-10.2 %), the Netherlands (-2.2 %), Cyprus (-1.8 %), Italy (-0.7 %), and Croatia (-0.3 %).