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Diversidad en el sector bancario europeo: La actividad y el papel de las cajas de ahorros

by Reinhard H. Schmidt / Santiago Carbo Valderde / Rym Ayadi / Emrah Arbak / Francisco Rodriguez Fernandez
20 May 2010

Diversidad en el sector bancario europeo: La actividad y el papel de las cajas de ahorros

Reinhard H. Schmidt / Santiago Carbo Valderde / Rym Ayadi / Emrah Arbak / Francisco Rodriguez Fernandez

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This book is a Spanish translation of a major study conducted by CEPS in 2008, with the aim of investigating the merits of a diverse banking system with a special focus on the performance and role of savings banks in selected European countries where they are still prominent (Austria, Germany and Spain) and where they have progressively disappeared (Belgium and Italy). The theoretical and empirical arguments that are developed in this book tend to support the view that it is economically and socially beneficial to have ‘dual bottom-line’ institutions, such as savings banks. For those who accept this premise, it would suggest that policy-makers should not take or support actions that could jeopardise this valuable element of the financial system in various countries in Europe and of the emerging integrated European financial system.
The translation was done by Fundación de las cajas de ahorros (FUNCAS)
 


About the Authors


  • Author
    Reinhard H. Schmidt
    Reinhard H. Schmidt
  • Author
    Santiago Carbo Valderde
    Santiago Carbo Valderde
  • Author
    Rym Ayadi Rym Ayadi
    Rym Ayadi
  • Author
    Emrah Arbak
    Emrah Arbak
  • Author
    Francisco Rodriguez Fernandez
    Francisco Rodriguez Fernandez
Diversidad en el sector bancario europeo: La actividad y el papel de las cajas de ahorros
Download Publication

2446 Downloads