Publication
A consumer finance roadmap for the new European mandate
The credit and payments sector has been extremely dynamic over the past decade, with a plethora of legislative initiatives being unveiled at EU level to reflect this. As a new five-year political mandate is about to begin, this contribution reviews the future of consumer finance, as well as discusses the ongoing developments for credit and […]
Publication
Central bank digital currencies
The discussion about central bank digital currencies (CBDCs) has gained impressive momentum. So far, however, the main focus has been on the macroeconomic implications of CBDCs and the narrow perspective of developing a digital substitute for cash. This paper adds the microeconomic dimension of CBDCs to the discussion. We provide an overview of the existing […]