CEPS © 2019

Ten years after EULEX Key principles for future EU flagship initiatives on the rule of law
Policy Contribution

What level of harmonisation for EU mortgage credit markets?

30 June 2011

What level of harmonisation for EU mortgage credit markets?

Download Publication

1817 Downloads

In this new ECRI Commentary, Karel Lannoo offers his assessment of the Commission’s proposed Directive regulating retail mortgage credit, adopted on March 31st. While welcoming the initiative as a first step towards creating a European mortgage market, he expresses concern over the degree of harmonisation and the fact that many provisions are left to national implementing legislation or are not, especially in the case of sensitive items, covered at all.
Karel Lannoo is Chief Executive of CEPS and Director of ECRI.


About the Author


What level of harmonisation for EU mortgage credit markets?
Download Publication

1817 Downloads