The ECRI Statistical Package 2023 provides data on outstanding credit granted by monetary-financial institutions (MFIs) to households and non-financial corporations (NFCs) for the period from 1995 to 2022 comprising 45 countries:
Key findings:
- In 2022, loans to EU households and non-financial corporations (NFCs) increased by 4.1 %.
- Household loans in the EU increased by 3.1 % and NFC loans increased by 5.6 % in 2022.
- Total household loans grew the most in Bulgaria (+17.1 %), Ireland (+14.2 %), Lithuania (+11.0 %), Slovakia (+10.3 %) and Malta (+9.5 %). In turn, contractions were registered in Cyprus (-5.9 %), Poland (-4.8 %), Sweden (-4.6 %), Greece (-3.7 %), Hungary (-2.0 %), Denmark (-0.3 %) and Spain (-0.2 %).
- NFC loans grew most in Croatia (+20.3 %), Romania (+18.8 %), Lithuania (+18.5 %), Estonia (+12.7 %), Slovenia (+12.4 %), and Slovakia (+12.0 %). In turn, reductions were registered in Cyprus (-17.2 %), Latvia (-4.5 %), Italy (-2.4 %), Spain (-0.7 %), and Portugal (-0.5 %).
