25 Aug 2017

ECRI Statistical Package 2017 on Consumer Credit in Europe

Sylvain Bouyon / Carolina Raquel Melches


The ECRI Statistical Package on Consumer Credit in Europe is a collection of data on consumer credit, covering 42 countries: the 28 EU member states, two EU candidate countries (Turkey and the Former Yugoslav Republic of Macedonia), the EFTA countries (Iceland, Liechtenstein, Norway and Switzerland), four additional key global economies (the United States, Australia, Canada and Japan) and four emerging economies (India, Russia, Mexico and Saudi Arabia). Its purpose is to provide reliable statistical information allowing users to make meaningful comparisons between countries and time. Accordingly, definitions of concepts and aggregates from national authorities are provided.

The package contains nominal and real data on major time series such as outstanding consumer credit and annual final consumption expenditures of households. Data are presented in euro and in national currency. In addition, ratios of household indebtedness are calculated and illustrated by graphs. It also includes breakdowns of the various credit statistics by maturity and currency. Tables presenting the composition of consumer credit stocks by lender and by instrument are also available, for some countries.

The ECRI Statistical Package on Consumer Credit in Europe is a less comprehensive version of the ECRI Statistical Package on Lending to Households and Non-Financial Corporations in Europe, which can be found here.

For more info on ECRI and a more detailed description of the ECRI Statistical Package series see the ECRI website: http://www.ecri.eu