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Time for review: EU retail payment services legislation



Time for review: EU retail payment services legislation


The transformation of the retail payment services market in the EU has accelerated in recent years with the surge in electronic payments during the COVID-19 pandemic. This enhanced the importance of the legislative framework governing this market.  

In 2015, the Payment Service Directive 2 (PSD2) was adopted with the aim of creating an integrated payment service market encouraging the appearance of more innovative and safer payment services across the EU. Although in the meantime significant progress has been made, the EU still lags behind America and Asia with regards to electronic payments. During the next months, the Commission is set to review PSD2 and assess to which extent it achieved its original objectivesAdditionally, the Commission already expressed in the 2020 Retail Payment Strategy that they want to develop cost-effective and accessible instant payments and EU-wide payment solutions.  

During this CEPS-ECRI webinar key stakeholders will discuss whether PSD2 is delivering on its objectives and new measures are needed to further the development of the EU retail payments services market and the instant payment solutions in particular.

Willem Pieter De Groen Willem Pieter De Groen
Willem Pieter De Groen

Associate Senior Research Fellow

Speakers list
Céu Pereira

DG FISMA , European Commission

Amelia Ruiz Heras

ACI Worldwide

Roeland van der Stappen


Abel Bagaméry

OTP Bank