CEPS Fintech Day: Big Data, Innovation and Regulation in Finance: Finding the right balance!


The pace of data-driven innovation is accelerating in financial services. The promise of benefit for both firms and clients will become reality as long as the right policies and enablers are in place. To help meet that challenge, CEPS, ECRI and ECMI are jointly organising their Annual Fintech Day on “Big Data, Innovation and Regulation in Finance: Finding the right balance!” 

Given the significant impact of digitalisation on all types of products and clients, the objective of this conference is to provide a platform for the exchange of good practices across the various supervisors and providers of financial services, thereby contributing to greater regulatory consistency across the different segments of financial services. As such, the scope is relatively wide and intends to include retail financial services (credit, savings and payments), as well as investments and insurance. The programme features key stakeholders in the financial services sector and high-level representatives from the European institutions, national authorities, the financial industry, FinTech start-ups and academia.

The conference will first explore the interplay between data privacy rights and financial innovation. It will then discuss the potential benefits, risks and challenges for robo-advisors and the capacity to progress from niche markets to the mainstream. The debate will also explore how policy-makers could further help financial firms better protect critical data against increasingly complex cyber-attacks. Finally, the conference will place some focus on the Payment Service Directive 2 and what it implies for banking.

The agenda can be downloaded here.

08:45 Registration

09:15 Opening remarks 

09:20 Opening keynote address

09:50 Session I – Privacy rights and financial innovation: How to promote both? 

11:15 Coffee break

11:30 Session II – The reality of robo-advisors: Business models, investor protection and supervision

13:00 Lunch break

14:00 Session III – Cybersecurity in finance: Getting the policy mix right!​​

15:30 Coffee break

16:00 Session IV - Payment services, Fintech and data flows: What to expect?

17:25 Concluding remarks

17:30 End of the conference


June 2018



Udo Helmbrecht
Executive Director, ENISA
Willem Debeuckelaere
Art 29 WP Vice-President, President, Belgian Privacy Commission
Birgit Sippel
Member of the European Parliament
Beverly Sawyers
VP, Head of Operational Excellence, American Express
Florence Raynal
Deputy Director, Head of European and International Affairs, Commission Nationale de l’Informatique et des Libertés (CNIL)
Mady Delvaux-Stehres
Member of the European Parliament
Charles Symons
Director, Head of iShares, Belux, BlackRock

CEPS Fintech Day: Big Data, Innovation and Regulation in Finance: Finding the right balance!

June 2018
Registration is free of charge for CEPS/ECMI/ECRI members, EU/national officials, full-time academics, PhD students (subject to available seats), NGOs (not representing industry sectors or a commercial interest) and press. Other participants may be admitted for €250 (VAT included, payable in advance or at the registration desk).


CEPS Conference Room

Place du Congrès 1 - 1000 Brussels